We do not accept payment using any buy now, pay later services such as Afterpay, Zip, or Openpay.
Why won't WA Fresh accept these payment methods?
In short, these services only work well for consumers when they have the money to cover their repayments.
And that's where a lot of consumers get into difficulty. If they don't stay on top of their payments, they risk being subject to fees and charges that are akin to interest rates offered by traditional credit cards, or higher.
Market research shows that one out of every six consumers get into difficulty when using these payment options, and they often spend more money than they should.
And we feel that we have a responsibility to help consumers stay out of financial difficulty.
We do this by putting our ethics first. And this means not accepting payment, or encouraging spending through buy now, pay later services. It may mean we take a few less orders, and make a little less profit - but this is a price we're willing to accept if it means upholding our ethics and making a small contribution to helping consumers avoid financial difficulty.
What are my better options?
If you struggle to manage your money to have the cash on hand to cover your regular weekly expenses such as groceries, there are services available to help you.
ASIC's Moneysmart website has solid advice that will help you will ease money stress and feel more secure and in control. You can also get connected to confidential and free financial counselling services in your local area, as well as Centrelink's Financial Information service, all of whom can help you with support and services including financial information, financial education, money management, budgeting, seminars, and planning tools.
And if you need urgent help to put nutritious food on the table, so you and your family can focus on school, work, and other activities to help you reach financial independence - please seek immediate help from the hundreds of community and non-government organisations nationally, all ready and willing to assist you.
You can find all the organisations in your area that can help using the Dept of Social Services' Grants Service Directory.